Last Updated: July 2, 2026
These Terms of Service (the "Terms") form a binding agreement between you ("you", the "user") and Qompyl, Inc. ("Qompyl", "we", "us", or "our") governing your access to and use of the Qompyl platform — including our mobile applications, web interfaces, APIs, and any related services (collectively, the "Service"). By creating an account, accessing the Service, or clicking "I agree" in our consent gate, you confirm that you have read, understood, and agree to these Terms. If you do not agree, do not use the Service.
You may use the Service only if:
We reserve the right to verify your eligibility at any time and to suspend or terminate access to the Service if eligibility cannot be established or is lost.
You may register only one Account. You agree to provide accurate, complete, and current registration information and to keep that information updated.
You are responsible for safeguarding your password, authentication tokens, and any other credentials used to access your Account. You will notify us promptly of any actual or suspected unauthorized access, use, or disclosure of your credentials or your Account.
You are responsible for all activity that occurs under your Account, whether or not authorized by you, except to the extent caused by our gross negligence or willful misconduct.
Subject to your compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Service solely for your personal, non-commercial purposes. You will not (and will not permit any third party to):
The Service includes features powered by artificial intelligence and large language models. AI Output is provided for informational and educational purposes only. AI Output is not investment advice, a recommendation to buy or sell any security or other instrument, a solicitation, or a financial, legal, tax, or accounting opinion.
You should consider consulting a licensed financial professional before acting on AI Output.
Backtests, paper-trading simulations, and other historical or hypothetical performance figures presented by the Service have inherent limitations. They may include survivorship bias, look-ahead bias, optimization bias, and assumptions about transaction costs, slippage, market impact, taxes, and execution quality that materially differ from real-world conditions. Hypothetical performance is not indicative of, and provides no representation or warranty regarding, future or live results. No backtest result should be interpreted as a guarantee or even a likelihood of any particular outcome.
Market data displayed in the Service is provided by third-party data vendors. It may be delayed, inaccurate, incomplete, or unavailable. You should not rely on Qompyl-displayed prices, quotes, or other market data for live execution decisions; verify with your Broker before acting.
You will not use the Service to:
You retain all rights you have in Content you submit. You grant Qompyl a worldwide, non-exclusive, royalty-free license to host, store, process, transmit, display, and create technical copies of your Content solely as necessary to operate, secure, and improve the Service. You represent and warrant that you own or have the necessary rights to your Content and that the Content and our use of it as permitted by these Terms will not infringe or misappropriate any third-party right.
The Service may allow you to link a third-party Broker or to import or export data through third-party services. Your use of any such third-party service is governed by that third party's own terms and privacy policy, not by these Terms. We are not responsible for any acts, omissions, errors, latency, or unavailability of any third-party Broker or service, or for any losses you incur as a result. All orders you place through a Broker are placed by you, not by Qompyl.
Some features of the Service may require a paid subscription. If you subscribe, you authorize us (or our payment processor) to charge the payment method on file in accordance with the pricing and billing terms presented to you at the point of purchase. Unless otherwise stated, fees are non-refundable except where required by law.
You may close your Account at any time through the in-app account-deletion flow or by contacting us at the support address listed in Section 19.
We may suspend or terminate your Account, in whole or in part, with or without notice if (a) you breach these Terms, (b) we reasonably suspect fraud, abuse, or unlawful activity, (c) we are required to do so by law, regulation, court order, or governmental request, or (d) we discontinue the Service.
Upon termination, your license to use the Service ends. Sections 6, 7, 8, 9, 10, 13.4, 14, 15, 16, 17, 18, and 19 survive termination, along with any provision that by its nature should survive.
Notwithstanding termination, Qompyl retains (a) the right to retain your personal information, Content, and trading-related records as required by our retention obligations under the Privacy Policy and applicable law (including FINRA and SEC books-and-records requirements); (b) the right to continue using de-identified and aggregated information derived from your use of the Service; and (c) a perpetual, non-exclusive, royalty-free license to that de-identified and aggregated information for any lawful business purpose. The license granted in Section 10 survives termination to the extent necessary to give effect to the foregoing. Your ownership of your Content and your statutory privacy rights are otherwise unaffected by termination.
THE SERVICE AND ALL AI OUTPUT, BACKTESTS, MARKET DATA, AND OTHER CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTY ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, THAT ANY DEFECTS WILL BE CORRECTED, OR THAT ANY AI OUTPUT, BACKTEST, OR MARKET DATA WILL BE ACCURATE OR RELIABLE.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL QOMPYL OR ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR TRADING OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE WILL NOT EXCEED THE GREATER OF (A) ONE HUNDRED US DOLLARS (US$100) AND (B) THE TOTAL FEES YOU HAVE PAID TO US IN THE TWELVE MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.
NOTHING IN THESE TERMS LIMITS OR EXCLUDES ANY LIABILITY THAT CANNOT BE LIMITED OR EXCLUDED UNDER APPLICABLE LAW, INCLUDING ANY NON-WAIVABLE CONSUMER PROTECTIONS.
You agree to defend, indemnify, and hold harmless Qompyl and its affiliates from and against any third-party claim, demand, loss, liability, damage, or expense (including reasonable attorneys' fees) arising out of or related to (a) your Content, (b) your use of the Service in breach of these Terms or applicable law, or (c) your violation of any right of any third party, including any Broker.
These Terms are governed by the laws of the State of Ohio, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, or according to applicable state law where mandatory binding arbitration of consumer disputes is restricted or prohibited (which applies in certain US states). Either party may also bring an individual action in small-claims court for any claim that qualifies. You and Qompyl each waive the right to a jury trial and the right to participate in a class, collective, or representative action, to the maximum extent permitted by applicable law. This Section does not prevent either party from seeking injunctive or equitable relief in court for the protection of intellectual-property or confidentiality rights.
We may update these Terms from time to time. When we make a change that we consider material, we will publish a new version of this document and our in-app consent gate will prompt you to review and accept the updated Terms before you can continue using the Service. We will present the re-acceptance prompt at your next session start or another natural transition point and will not interrupt an in-flight operation (such as placing an order or running a backtest) solely to require re-acceptance. If you do not wish to accept the updated Terms, you may close your Account at any time through the in-app account-deletion flow or by contacting the support address listed in Section 19; we will not treat continued use of the Service as acceptance of updated Terms in the absence of your explicit consent through the consent gate.
These Terms, together with any document expressly incorporated by reference (including the Privacy Policy and the Trading Risk Disclosure), constitute the entire agreement between you and Qompyl with respect to the Service and supersede any prior agreements.
If any provision of these Terms is held unenforceable, that provision will be severed and the remaining provisions will continue in full force and effect.
Our failure to enforce any provision of these Terms is not a waiver of our right to do so later.
You may not assign or transfer these Terms or your Account without our prior written consent. We may assign these Terms without restriction.
We may give notices to you by in-app message, by email to the address on your Account, or by posting in the Service. You may give notice to us at the contact address below.
Qompyl, Inc. — support contact: support@qompyl.com.
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